How Much Are Negative Items Hurting My Credit Score?


Every inquiry on your credit report can lower your score by up to 3-7 points, which can add up fast. For example, if you have 5 to 10 inquiries on your report right now - you could be losing out on 35 to 70 points from your credit score.

Collections are even worse. A single collection could lower your score by up to 50 to 100 points, and if you have multiple collections then you could be losing out on HUNDREDS of points from your credit score.

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